When we help buyers find a home, we employ a step-by-step process with four phases in order to make sure that nothing is overlooked, they’re fully prepared, and they understand everything going on throughout the transaction. We do this so that by the end of the process, you know that you’ve purchased the right house, on the right terms, and have no regrets. Here are the four phases:
- Phase 1: Preparing to purchase a home. This involves making sure that your credit is in order, that any overseas money has been seasoned, and that the lender is okay with any moving around of money that needs to be done. We’ll go to a lender, get you pre-approved for a loan, and talk you through the steps in the sales process to make sure that you’re comfortable.
- Phase 2: Looking at properties. We’ll be looking at properties online at the same time you are and will set up certain filters to make sure that you’re not wasting your time looking at properties that wouldn’t be a fit for you. After that, we’ll help you assess the properties that you are interested in by stepping into the house with you. You’ll then have to make some decisions about which house is the right one for you and we’ll help talk you through that process, discussing certain factors like location, commute time, and community facilities in order to help you make the right decision.
- Phase 3: Presenting your terms on a home. In this area, the agent is responsible for actually writing the offer. That offer is on standard, approved contract forms that we use for each transaction, but we’ll be sure to amend them in order to best protect you. Putting this offer together for you, presenting it, and negotiating it will help us get you into a contract.
- Phase 4: Due diligence. We’ll inspect the house, look at the HOA or condo documents, check for radon and lead paint, and coordinate everything with the settlement attorney so that the title is searched and there are no glitches. At the end of Phase 4, you’ll have purchased a new home!
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